PROFESSIONAL DEVELOPMENT WEEK - REFLECTION
Week 8
Farissa Eryna Binti Shahar Sham
0336814
Major Project
17th October 2022
"Financial Literacy for Fresh Graduates" by MAYBANK.
The first webinar was about Maybank's Financial Literacy on October 17, 2022. The six key ideas are as follows: save RM1000; pay off high-interest debt; build an emergency fund; get insurance; increase wealth; and make your first significant purchase in life. Saving RM 1000 taught us to use zero-based budgeting to start off small with our savings. This budgeting demonstrates how we can increase our budget by 0%. We divide our money between debt repayment, savings, and expenses. Writing down your monthly income and costs is the first stage in the zero-based budgeting process. Next, create your categories, assign each ringgit to one, and keep track of your spending. We are also urged to set aside a sum equal to three to six months' worth of living expenses as an emergency fund. There are only a few requirements for having an emergency fund: it must be dependable, it must be kept in a savings account that is only used for emergencies, it must be kept in a high-interest savings account (M2U Savers), and it must be quickly accessible. Furthermore, the speaker also showed us how to tell authentic investing firms from fake ones. Firms that offer monthly interest, such as 10% per month, can not be trusted. Check the investor alert list to see if the company is on it, or get in touch with PDRM to double-check. It's possible that the account they urge you to transfer money to is a mule account if they request that you do so. Overall, I was glad to have learned about all of this because it is essential for final-year students to educate themselves with financial information for our future.
18th October 2022.
LinkedIn by Kent from PwC.
From this talk I learned that building an online presence is now crucial for young professionals since it helps them expand their network. In this webinar, the speaker demonstrated how to create a LinkedIn profile in a professional manner. There are a few things to keep in mind when creating a profile, such as keeping the material concise and clear. Even though I've been developing my LinkedIn profile over the past two years, the speaker's insightful comments will help me make some adjustments and updates to my present profile.
The Power of I.P. (Intellectual Property) Monetization by STIVE ASIA.
STIVE is the first subscription-based digital IP platform in Southeast Asia where users can sell and buy songs, animations, GIFs, stickers for WhatsApp, and online courses all in one location. Additionally, freelance work, bazaars, and internet sales platforms are the three main ways that creatives can make money. I also discovered that one of the simplest methods to start generating passive income is through intellectual property. Pokemon is the IP that generates the most revenue globally, followed by Hello Kitty and Mickey Mouse. I now understand that in order to get the results we desire, we as creators must completely utilise the knowledge we currently possess. STIVE offers many tools for creators to manage their work, including the ability to plan your work's marketing strategy, monitor your following, and more. Additionally, this site will pay creators a certain fee based on how many people download their work. This discussion has made me understand that as designers, we need be smart about how we monetize our work.
"Storyteller: Lessons from the Father of Malaysian Animation Industry" by FILMIC ENTERPRISE
This was my favourite webinar that I attended. I gained valuable insight into the four methods of learning, which are trial and error, thinking, referring, and learning from the teacher. Levelers concentrate on thoughts and ideas, whereas sharpeners prefer to concentrate on execution. Personal traits would be more important than academic training. Mr. Hassan gave us advice on how to think creatively so that we would stand out from the crowd. By visiting new places, reading books, watching movies, and interacting with intelligent people, we may always broaden our perspectives. To achieve balance in life, one must intelligently manage one's self, career, and relationships. References are crucial since it would be difficult to persuade people to accept something that is entirely original without them.
"How to Future Proof Your Career" by THE APPRENTICE ASIA.
The key lessons I took away from this experience include the following: Investing in your technological quotient (TQ), being strategic in your job search, choosing a career that is people- and future-proof, and realizing that careers are never-ending journeys. You'll need to manage your motivation in the long run, not simply your time. For the first technology quotient, it is suggested that we use apps like Discover.ly and Sidekick to find out what employers would look up about us when we apply for jobs at their businesses. Next, being strategic in our job searches encourages us to look for companies, industries, and skills rather than just the post. Limiting your search volume will prevent you from doing more than what you have already learned. Embrace a variety of opportunities. The third point encourages, connects, and inspires us to volunteer outside of our personal networks. The fourth principle advises us to disperse our attention over a variety of sources and never to fixate on a single individual or item.
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